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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.

TSP Withdrawal Rules at 55 vs. IRA at 59½: The Smarter Withdrawal Strategy for Federal Retirees

If you’re a federal employee nearing retirement, it’s crucial to understand how withdrawal rules differ between the Thrift Savings Plan (TSP) and an Individual Retirem...

What You Need to Know About Social Security Payments During a Government Shutdown

As the possibility of a government shutdown looms, many Social Security beneficiaries are concerned about how their payments might be affected. Understanding the impact of a government shutdo...

Social Security Check Arrivals for June 2025—Don’t Miss Your Date

As June approaches, Social Security beneficiaries must be aware of the upcoming payment dates and eligibility criteria to ensure timely receipt of benefits.   June 2025 Payment Dates The Social ...

Need Extra Cash? These Stimulus Programs Are Paying Out in March 2025

With the cost of living on the rise, many Americans are turning to state-level stimulus programs to help manage expenses. Might help: Free Phones with Food Stamps: How to Get a Phone and Internet fo...

April 2025 Stimulus Payments: Unclaimed Relief Funds and State-Specific Payouts You Should Know About

With rising prices and financial uncertainty still affecting millions of Americans, every dollar counts. Yet, more than a million taxpayers have unknowingly left money on ...

RIFs, VERA, and VSIP in 2025: What Happens to Your TSP, FEHB, and Pension in a Federal RIF?

As 2025 continues, many federal employees face uncertainty due to agency restructuring, early retirement offers, and potential Reductions in Force (RIFs). Understanding your rights,...

Reminder: No SSI Payment in September 2025. Here’s Why

Millions of Supplemental Security Income (SSI) recipients need to be aware of an important schedule change this year. Normally, SSI payments are deposited on the first of every month. But in September 2025, there wil...

Consumer Borrowing Skyrockets: How This Trend Could Impact Your Wallet

In a significant shift, US consumer borrowing has surged to levels not seen in years. According to the latest data from the Federal Reserve, consumer credit increased by a staggering $40 billion in a si...

Key Qualifications to Look Out For When Applying for Personal Grants

Personal grants offer many benefits and can help you cover various expenses, from educational opportunities to getting back on your feet. Before applying for any assistance, however, it's essential t...