Your Guide to the Best Credit Cards in December 2024

Cash back credit cards are a must-have for savvy spenders. However, with many options available, selecting the ideal card can seem quite challenging.

Well, fear not! 

We've compiled a list of the best cash-back credit cards in the US market to help you make an informed decision.
 

1. Chase Freedom Unlimited

One of the frontrunners in the cash-back arena, the Chase Freedom Unlimited card offers unlimited 1.5% cash back on all purchases. 

Plus, new cardholders can enjoy a generous sign-up bonus. With no annual fee and versatile redemption options, this card is a solid choice for everyday spending.
 

2. Citi Double Cash Card

As its name suggests, the Citi Double Cash Card rewards you for your purchases and payments. 

Earn 1% cash back when you make a purchase, and an additional 1% when you pay it off. 

This effectively gives you 2% cash back on every dollar spent, making it a favorite among cashback enthusiasts.
 

3. Discover it Cash Back

The Discover it Cash Back card is known for its rotating quarterly bonus categories, where cardholders can earn up to 5% cash back on purchases in various spending categories, such as groceries, gas, and dining. 

Plus, Discover matches all your cash back earned at the end of your first year, effectively doubling your rewards.
 

4. Capital One Quicksilver Cash Rewards Credit Card

Simplicity is key with the Capital One Quicksilver Cash Rewards Credit Card.

Earn a flat 1.5% cash back on every purchase, with no rotating categories or sign-up bonuses to worry about. 

Additionally, there are no foreign transaction fees, making it a great companion for international travel.
 

5. Blue Cash Preferred Card from American Express

If you're a big spender in certain categories like groceries and streaming services, the Blue Cash Preferred Card from American Express may fit you. 

Earn a whopping 6% cash back on purchases at US supermarkets (up to a certain limit) and select streaming services, along with generous rewards on other categories.
 

Conclusion

When it comes to choosing a cash-back credit card, it's essential to consider your spending habits and preferences. 

Whether you're looking for simplicity, high rewards rates, or lucrative sign-up bonuses, there's a cash-back card out there to suit your needs. 

With responsible use, these cards can help you earn valuable rewards on your everyday purchases and maximize your cash-back potential.

Related read: This Revolutionary New Credit Card Gives You Rewards When You Work Out

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