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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.

If You Were Born in 1959, Your Full Retirement Age Is 66 Years and 10 Months — Not 67

If you were born in 1959, you can’t get full Social Security benefits at 67. Your full retirement age is actually 66 years and 10 months, according to the Social Security Administ...

Scholarships & Grants for College and Graduate School

Grants and scholarships for furthering your education share one common characteristic: the money you get is not to be paid back. The harsh economic realities in the contemporary world present many students aspiring to impr...

DOGE Stimulus Payment 2025-2026: What Americans Need to Know About the Proposed $5,000 Stimulus Plan

As inflation and rising living costs continue to strain American households, a potential new government-backed stimulus plan—called the DOGE Stimulus Payment—has g...

Summer EBT 2025: Who’s Getting SUN Bucks This Year and How Much You’ll Receive

Summer break can be a time of joy for kids, but for many families, it also brings stress. With schools closed, millions of children lose access to the free and reduced-price meals they rely ...

Medicare Prior Authorization: How the WISeR Pilot Will Affect Medicare Patients in 2026

Starting in January 2026, some people on Original Medicare will face new rules about getting care. The Centers for Medicare & Medicaid Services (CMS) is launching a pilot program, k...

Singer Beyoncé Will Offer Thousands in Grants for Rental Assistance in 2021

The COVID-19 relief package is in limbo, and millions of Americans are at risk for evictions and foreclosures. The eviction moratorium expires on December 31. Thousands of dollars in back rent ...

What if You Won't Live Long Enough to Pay Off Your Student Loans?

No one can deny that student debt is piling up at a startling rate in the United States. It has gotten to the point where those who are now legally considered senior citizens, some of them well into their sixt...

How to Apply for Grants

During the height of the COVID pandemic in 2020, there were billions upon billions of dollars in grants floating around. The federal government funded individual states through the CARES Act, and states got billions of dollars each and decided to...

Maximizing Your Tax Refund: The Importance of Understanding the Earned Income Tax Credit (EITC)

What is the Earned Income Tax Credit (EITC)? The Earned Income Tax Credit (EITC) is a valuable tax benefit designed to help low- to moderate-income workers and families. ...