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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.

Your July Social Security Just Got a COLA Raise. Are You Getting the Full Increase?

If your Social Security deposit felt a bit bigger this year, you’re not imagining it. Thanks to the 2025 Cost-of-Living Adjustment (COLA), every check you’ve received since Janu...

How to Apply or Recertify for Public Assistance Benefits in DC

If you live in Washington, DC, and need help with food, medical costs, or financial support, you can apply for multiple programs using one simple application. If you could use a little extra help, see what bene...

Affordable Housing Help: Top Federal Loan Programs for Buyers as Mortgage Rates Hit 2025 Lows

Lower borrowing costs and easing home prices could help buyers get back into the market There’s finally some good news for Americans looking to buy a home. After months o...

TSP Withdrawal Rules at 55 vs. IRA at 59½: The Smarter Withdrawal Strategy for Federal Retirees

If you’re a federal employee nearing retirement, it’s crucial to understand how withdrawal rules differ between the Thrift Savings Plan (TSP) and an Individual Retirem...

Is America Past Its Peak? Expert Weighs In on Retirement Challenges and Benefits

In a startling revelation, a recent analysis suggests that the US may have already seen its best days economically, raising concerns about the future of retirement for many Americans. Accordin...

Higher FHA Loan Limits in 2025: Could This Be Your Year to Buy a Home?

As home prices rise across the U.S., the Federal Housing Administration (FHA) has adjusted its loan limits for 2025, providing more flexibility for aspiring homeowners. Whether you’re a first-time...

Smart Retirement Planning: How to Maximize Your Social Security Benefits

Thinking about retirement? You’re not alone—and you’re smart to start planning now. Social Security benefits play a big role in retirement income for millions of Americans. But he...

The Best Ways to Save Money in 2020

Take Advantage of the Discounts You've Earned! {random_image_1} Our readers have worked hard to provide for their immediate and extended family now and in the future. That's why taking advantage of the discounts they've earned is one ...

Fighting Fires and Saving Lives: South Dakota Supports Volunteer Firefighters

Firefighters are the heroes who run towards danger when everyone else runs away. In South Dakota, most of these brave men and women are volunteers who selflessly serve their communities. This take...