When Will You Get Your Social Security Check in July 2025? Here's the Full Payment Schedule

As the calendar flips to July, millions of Americans are keeping an eye out for their Social Security deposits.

Whether you're receiving SSI, retirement, spousal, or survivor benefits, here’s your easy-to-follow guide to when your payment should arrive this month.

Read: Unlock Up to $1,900/Month: How State SSI Supplements Can Boost Your Benefits

Let’s walk through the important dates.

Social Security Payment Dates for July 2025

Tuesday, July 1 – SSI Payments

If you receive Supplemental Security Income (SSI), good news: your check is scheduled to land right at the start of the month.

A fresh financial boost to help you kick off July on solid footing.

Thursday, July 3 – Early Retirement Benefits

For long-time recipients who started collecting Social Security before May 1997, or if you're someone who receives both SSI and Social Security, your retirement benefits are set to arrive just ahead of Independence Day.

Wednesday, July 9 – Birthdays: 1st–10th

Born in the first third of any month? This is your payout date for retirement, spousal, or survivor benefits.

Mid-week cash relief to plan your month with confidence.

Wednesday, July 16 – Birthdays: 11th–20th

If your birthday falls between the 11th and 20th, mark this Wednesday for your Social Security benefit payment.

A little mid-July boost to keep things flowing smoothly.

Wednesday, July 23 – Birthdays: 21st–31st

Last but not least, individuals with birthdays in later months will receive their deposit on the 23rd.

It's perfectly timed to handle those end-of-month bills or treat yourself just a bit.

Quick Tip

To stay on top of your Social Security payment schedule each month, consider setting reminders or signing up for direct deposit.

It’s reliable, fast, and stress-free.

Whether you rely on SSI, retirement, or survivor benefits, knowing your exact payment date can bring peace of mind and help you manage your monthly finances more effectively.

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